Private Banking

Executive Services

At Excelsia our Executive Strategic Service capabilities were expanded in an effort to resolve the needs of our corporate executive clients. Our comprehensive approach to financial understanding created an awareness of consistent issues facing today’s executives. Through the use of strategies such as European collars, zero cost collars, exchange funds and pre-paid variable forwards, we are able to successfully address issues related to 144, 145, and S3 restrictions.

We work with each executive to identify special needs, explore solutions, enhance their understanding of company-sponsored plans and illustrate how best to coordinate these structures/strategies in achieving their overall financial goals. Additionally, we work in tandem with tax advisors to ensure the maintenance of optimum strategies.

Our expertise includes:

Concentrated Equity Management
Hedging Strategies – Tax Efficient Diversification – Restricted/Insider Selling 10b5-1 Trading Programs – Stock Option Exercise

Customized Lending – Margin Strategies

Monetization /Variable Pre-Paid Forward Contracts

Tax Management Implementation (coordinated with your tax advisor)

Charitable Giving – Tax Loss Harvesting – Stock Option Planning

Lending

For those clients wishing to consolidate their personal finances, we are able to facilitate convenient and competitive banking services from multiple sources in a variety of formats. We actively search for the answers best suited to achieving client objectives.

The lending services made available through the relationships of Excelsia include the following:

Letters of Credit

Secured Loans

Banking Introductions

Foreign Currency Transactions

Trust and Estate Services

Providing fiduciary guidance is an important business at Excelsia. Our focus on objective supervision assures that un-biased decision makers carry out your precise instructions. We work closely with all beneficiaries to make certain their needs are met and advice is offered as needed.

In the event that the selection of a corporate trustee is important, Excelsia has expertise in identifying suitable corporate trustees to help our clients navigate the challenges associated with finding reliable trust administration and a structure that transitions through generations.

Our services include:

Evaluating and selecting suitable custodians for trust assets

Developing and implementing asset allocation strategies

Providing detailed reporting to all beneficiaries and co-trustees

Conveying supporting documentation for tax professional at our clients’ request